Sexual battery reported to NDSP

first_imgA sexual battery was reported to the University’s Title IX department, according to a Friday Notre Dame Security Police (NDSP) crime log entry.The alleged sexual battery occurred Wednesday in a female residence hall. The report was filed the next day, Thursday, the entry said, and is currently under Title IX review. NDSP classifies crimes, including sexual battery, in accordance with the Indiana Criminal Code.Information about sexual assault prevention and resources for survivors of sexual assault are available online from NDSP and from the Title IX office.Tags: crime log, NDSP, Sexual battery, Title IXlast_img

Are all credit union members equal?

first_imgSometimes, during in-depth business planning conversations the question, “are all members equal” arises. It’s a tricky question, and it almost always creates serious debate. For some credit union leaders, the obvious answer is yes, but for others, the answer is “it depends.”Yes, all members are equalCredit unions are not-for-profit financial cooperatives. The membership democratically elects directors, and each member gets one share and one vote.  But it depends…Opportunity and risk at the member level vary widely, so we price things differently to reflect individual opportunity and risk. Loans with higher risk are priced higher, and we pay more for deposits when the need increases. A member that opened a CD today is probably earning a little more than the member who opened a CD two years ago. Pricing in these examples are unequal, but that’s appropriate considering the risk, market conditions and the need of the credit union at the time.   Another example of what some would say equates to inequality, centers on the idea that all transactions are considered equal. Consider a credit union with a strategic focus to increase member loan sales that expects MSR/tellers to increase in branch conversations with members. Needs based sales conversations take time and that time may result in longer teller lines (becoming less and less common) or waits elsewhere.  Focused effort on one-member need may reduce time spent on other members. Is this fair? I say yes. It’s in the credit unions best interest to use opportunities to deepen member relationships and to grow loans. However, it’s possible that there will be complaints from members who wait a little longer elsewhere.   Sometimes a problem arises from the preferences of a credit union’s “vocal minority.”  Case in point, the installation of in-branch ITMs to increase efficiency and to allow more time for member-facing staff to have more sales and service-related conversations, is met with hundreds of members who complain they don’t want to use the new technology for their transactions, and that credit union’s service isn’t what it used to be. They complain that the ITM isn’t fair to “loyal” members who visit the branch all the time. They fail to understand how the move will benefit the overall membership and the credit union. We are a cooperative; the product and services offered need to be a win-win for the membership and the cooperative. Unfortunately, I’ve seen credit unions delay important (and much needed) changes to products, services, and even people because of this very vocal minority.Why it mattersCredit unions must create value for the entire membership. Areas of focus will change over time based on the needs of the membership and the credit union. It’s human nature to resist change, whether it’s members that want to visit the branch to make deposits and have one-on-one time with their “favorite” or it’s a group of long-term members that resist a credit union name change.  Change is required of credit unions if they are to remain relevant in the long-term. Considering the competitive forces and market demands we face, when it comes down to it, I would rather staff spend more one-on-one time with people who need help solving a financial problem or advice on how to accomplish their financial goals. If this involves adding ITMs in the lobby or removing the teller line, so be it. Scott is the Principal of Your Credit Union Partner, PLLC.Your Credit Union Partner (YCUP) is a trusted advisor to the leaders of more than 100 credit unions located throughout … Web: Details 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Scott Butterfieldlast_img read more

Contrarian Wellcome Trust produces 18% return on investment

first_imgIn his report, Sir William Castell, chairman at the Wellcome Trust, said: “Danny Truell [the trust’s CIO] and his investment team continue to evolve our portfolio to ensure we have greater control of our destiny and that our long-term returns are driven more by the evolution of businesses than by short-term market fluctuations.”For example, over the past year, the trust – which does not invest in companies deriving a material turnover or profit from tobacco-related products –neither sold shares nor added any new holdings to its directly managed Mega Cap Basket of 31 holdings in large companies, valued at £3.4bn.Set up in late 2008, the basket has returned 55% on cost, the best performer being its £255m block of Marks & Spencer shares, which has returned 134%.A significant post-balance sheet development was the Twitter IPO, which resulted in a profit of $100m, from a stake of more than 1% in the company.A further $100m profit came from the sale of Wellcome’s stake in drug company Amplimmune to AstraZeneca.The report said market timing was an important tool for the fund.“Having significantly increased our exposure to public and private equity holdings in the period between 2008 and 2011, when many investors had become risk-averse, we have reaped the rewards in the last two years as they have again embraced risk assets,” it said.Equities in total account for 74.5% of the trust’s portfolio.The report added that, over the past decade, the trust had consistently managed to secure better returns than equity markets – 10% per annum versus 9% for global equities – while recording much lower levels of volatility.However, the largest contribution to equity performance came from the outperformance of strategies against their benchmarks.The report said: “The £612m internally managed Optionality Basket – which consists of companies whose operating performance and valuation appear to offer considerable upside potential given the underlying strength of their franchises – led the way, returning 47% and beating markets by 29%.”Turning to fixed income, the trust said: “Not owning bonds or commodities, which generally delivered negative or lacklustre returns, removed a potential drag on performance. Both nominal and real bond yields remain, in our opinion, too low as a consequence of financial repression, and we are unlikely to change our stance on bonds.”But it said investment opportunities might be more interesting in commodities.The real estate portfolio – 10.2% of assets – is made up 90% of residential property, which recorded another strong year.As for the immediate future, Wellcome expects asset returns to be weaker over the next five years – say in the high single digits – than they have been over the last five or 10 years.“Companies will continue to struggle to grow revenues, given the negative impact on the productivity of both labour and capital from continuing zero interest rate policies, which divert capital away from productive investment,” said the report, which also said equities now appear fairly valued.The report concluded: “Our response has been to concentrate our portfolio further to seek excess returns, which are driven by the success of individual assets, business models and partnerships over the long term rather than merely by market price movements.”More than 80% of the portfolio value is now concentrated in just under 100 directly held public or private assets or in external partnerships, each with a value exceeding $100m. The Wellcome Trust, the UK’s biggest charity, made a total return of 18% on its investment assets for the year to 30 September, thanks partly to counter-cyclical action in previous years, according to its annual report.Returns were £2.6bn (€3.1bn) on a portfolio worth £14.5bn at the start of the year, with investment assets now worth £16.4bn.The trust – whose main activity is funding medical research – said it had enjoyed positive returns from each major element of its portfolio – public equities, private equities, venture capital, hedge funds and property – over one, three, five and 10 years.All those asset classes recorded gains of between 15% and 20% over the past year.last_img read more

OUSA will look at legal sale of cannabis

first_imgOtago Daily Times 23 August 2019Family First Comment: University to become pot shop.“The Otago University Students’ Association is a step closer to eventually selling marijuana, after students voted to investigate the idea should the drug become legal.” Dopey idea.The Otago University Students’ Association is a step closer to eventually selling marijuana, after students voted to investigate the idea should the drug become legal.A members-only OUSA general meeting was held on Thursday afternoon and was attended by about 120 people.More than 70 members of the association voted to investigate the idea, while 34 voted against, and 11 abstained.OUSA spokesman James Heath said the investigation was only in the early stages, and stressed the OUSA did not have an official position on whether it should sell cannabis or not.“It was made quite explicit that this was the start of a long process,” Mr Heath said.A spokeswoman said the association could not comment on the channels it would be exploring, saying it would depend on what happened nationally.Students also voted to accept several changes to their executive structure and a new constitution, which had taken months to prepare.The vast majority of students supported the changes, only eight voting against them and three abstaining. read more

East-West Clash sports three Modified features

first_imgGILLETTE, Wyo. – Big IMCA Modified paydays are on the line each night of Gillette Thunder Speedway’s 19th annual East-West Clash.Friday, Aug. 31 and Saturday, Sept. 1 features pay $1,000 to win while the Sunday, Sept. 2 main event pays $1,500 to win.All three races are qualifying events for the 2019 Fast Shafts All-Star Invitational ballot.IMCA Sunoco Hobby Stocks run for $250 to win on Friday and Saturday and for $350 to win on Sunday.IMCA Speedway Motors Weekly Racing National, regional, Wyoming state and track points will be awarded all three nights.Entry fee each day is $75 for Modifieds and $35 for Hobby Stocks.Pit passes are 430 a day or $75 for all three days.More information about the East-West Clash is available by calling 307 682-8866 and on Facebook.last_img

Napoleon Post Office closed due to mold

first_imgNapoleon, IN— USPS discovered mold at the Napoleon Post Office and operations have been immediately suspended. the Postal Service is temporarily relocating operations from the Napoleon Post Office located at 8949 North US Highway 421, Napoleon, IN 47034 to the Osgood Post Office located at 201 North Walnut Street, Osgood, Indiana 47037.Hours of operations for the Osgood Post Office are Monday through Friday 7:30 am to 4:00 pm and Saturday from 7:30 am to 11:30 am.last_img

Cottagers make Mitroglou move

first_img Press Association Berbatov has been allowed to travel to Monaco for a medical ahead of a potential loan move to the Ligue 1 side. The Cottagers have replaced him with the highly-rated Mitroglou, who has moved to Fulham from Olympiacos for an undisclosed fee Fulham have moved to replace Dimitar Berbatov by completing the signing of Greece striker Kostas Mitroglou. He has found the net just four times in the Barclays Premier League and his agent indicated that his client was unhappy at Craven Cottage shortly after the sacking of Martin Jol. A move back to Spurs, where he is adored by the club’s fans, would have been an ideal scenario for Berbatov. But a transfer to Monaco would still be a good move for the former Manchester United man. Berbatov was due to undergo a medical at Monaco, who sit second in Ligue 1, on Friday afternoon. If he passes that, he will sign on loan until the end of the season, when his contract with the Cottagers expires. Fulham have been one of the busiest clubs in the market on deadline day. The west London club snapped up Lewis Holtby on loan until the end of the season and have also lodged a bid for Swansea defender Neil Taylor. The Cottagers also announced on Friday morning that defender Aaron Hughes had joined Sky Bet Championship club QPR on a free transfer. Press Association Sport understands Fulham are hoping to bring in at least three more signings before the deadline. Holland international John Heitinga is currently finalising a move from Everton, while Manchester United youngsters Larnell Cole and Ryan Tunnicliffe appear close to signing. West Ham were interested in signing Mitroglou but the 25-year-old has opted to move to Craven Cottage instead. Mitroglou has signed a four-year contract with the west London club. The striker began his career in Germany, but moved to Olympiacos in 2007. He has enjoyed a superb season so far, scoring 14 league goals in the Greek Super League. In total the forward scored 62 goals in 148 appearances for Olympiacos Fulham manager Rene Meulensteen will hope that Mitroglou can fill the void left by Berbatov, who has struggled for form recently. Berbatov joined Fulham in August 2012 and enjoyed a successful first season with the club, scoring 15 goals. This season has been a different story for the Bulgarian, however. last_img read more

Local mother and her twin brothers killed days after attempting to get a restraining order

first_imgA West Palm Beach mother and her twin brothers were found dead just eight days after a judge denied the woman a restraining order against her ex-boyfriend and would be killer.The incident occurred Wednesday around 10 p.m. on Cole Street, just north of Belvedere and North Military Trail.  Authorities responded to the scene to find 40-year-old Yasnai Moliner Yera and her two twin brothers dead inside of a home while Yera’s boyfriend and the father of her two-year-old son 41-year-old Yuniel Martinez De La Cotera, was standing next to a vehicle in the street. While several people are blaming the judge for not issuing a restraining order, a local domestic violence advocate spoke to our news partners at CBS12 and explained that even though Yera wrote a letter to the judge explaining that her ex-boyfriend was “emotionally and mentally abusing me,” it was not enough to gain a restraining order.“She is talking about him taking their money and him taking the car and him threatening to take the house and of course, for a lot of victims, those are immediate emergency type things. But they don’t meet the legal definition of domestic violence. There is nothing in here about whether he has threatened her life, threatened to harm her or that he actually did physically,” said Dr. Mary Cauthen, YWCA Chief Program Officer.Dr. Cauthen continued saying that under Florida law, a judge can only issue a restraining order if the victim can show they have been physically abused or are receiving threats of physical violence.While the judge did not immediately issue a restraining order to Yera, she was scheduled for a hearing about the case that was supposed to take place this week.Yuneil Martinez De La Cotera Leon is currently being held at the Palm Beach County Jail on three counts of first degree murder.last_img read more

The Latest: No fans in stadium for first 2 Vikings games

first_img Associated Press August 25, 2020 The Latest: No fans in stadium for first 2 Vikings games Tennessee will be selling tickets for approximately 25% of the seats at Neyland Stadium for this season.The stadium has a capacity of 102,455, counting everybody in the building, which could mean around 25,000 fansThe Volunteers’ first home game is Oct. 3 against Missouri and university officials say restrictions could change during the season based on statewide virus data and recommendations from public health officials. Tennessee asked fans statewide to wear masks in public.Athletic director Phillip Fulmer says he empathizes with the thousands of fans who won’t get to go to games in Neyland this fall. Fulmer says the circumstances are beyond the control of Tennessee officials and they will do their best to create the safest environment both inside and outside the stadium.Current students and active donors to the Tennessee Fund with season tickets get top priority for tickets and season tickets will be offered based on annual amount given and the order to the Tennessee Fund. Share This StoryFacebookTwitteremailPrintLinkedinRedditThe Latest on the effects of the coronavirus outbreak on sports around the world:___The Minnesota Vikings will play at least their first two home games without fans in attendance. With current Minnesota Department of Health guidelines specifying an indoor venue capacity of 250 people, officials from the Vikings, the state, U.S. Bank Stadium, the NFL and the city of Minneapolis were unable to establish a prudent way to open the gates to the public for now.The Vikings will host Green Bay on Sept. 13 and Tennessee on Sept. 27 with the 66,000 seats empty. Over the ensuing five weeks, Minnesota plays at home only once, on Oct. 18 against Atlanta.In a statement, the Vikings said: “We have sought to balance the opportunity to provide fan access with the responsibility to adhere to public health and medical guidance in order to maintain the health and safety of fans, players, staff members and the broader community. Ultimately, public health is our top priority.”NFC North rivals Green Bay and Detroit have announced their first two home games will be played without fans. Chicago also will start the season without spectators but has not specified for how many games.___ The original prices for season tickets will not change with Tennessee set to host five Southeastern Conference opponents for the first time since 1959.Students can start requesting tickets issued on a game-by-game basis Sept. 23.___More AP sports: and read more

QPR to complete midfielder deal

first_imgQPR are expected to formally complete the signing of Nancy midfielder Samba Diakite later today.The 23-year-old Mali international, currently representing his country at the Africa Cup of Nations, has chosen a move to Loftus Road despite interest from Lyon.Rangers have agreed the signing of Diakite on an initial loan deal with a view to completing his permanent transfer in the summer if they stay in the Premier League.AdChoices广告Follow West London Sport on TwitterFind us on Facebooklast_img