Debt Settlement America, Inc., a debt settlement company based in Dallas, Texas, has entered into a settlement with the Vermont Attorney General’s Office that will result in refunds and payments to the State totaling over $120,000. The Attorney General claims that the company violated state law by engaging in the business of debt adjustment without a license, and by failing to comply with the Vermont Consumer Fraud Act. This is the ninth settlement between the Attorney General’s Office and a debt settlement firm in the past year.According to Attorney General William Sorrell, Debt Settlement America violated the Consumer Fraud Act by not following the State’s three-day right to cancel requirements and by failing to have prior proof to support online claims about the results it could achieve for consumers. Debt Settlement America’s website stated that the company could reduce consumers’ debts to “less than 50 cents on the dollar.”Debt Settlement America entered into contracts with 25 Vermont consumers and charged 10 to 15 percent of the dollar amount of the debt placed with the company. Those consumers paid the company a total of over $69,000 in fees.Under the settlement, Debt Settlement America must pay full refunds to all of its Vermont customers and $50,000 in civil penalties and costs to the State. In addition, the company will pay $2,000 to any Vermonter who was sued by a creditor after signing up with the firm, and will offer to complete, without charge, negotiations with the creditors of its Vermont customers. For more information on the settlement, consumers can call the Attorney General’s Office at (802) 828-5507.Source: Vermont Attorney General. 2.2.2010
164SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Myriam DiGiovanni After writing for Credit Union Times and The Financial Brand, Myriam DiGiovanni covers financial literacy for FinancialFeed. She is also a storytelling expert and works with credit unions to help … Web: www.financialfeed.com Details If you’ll be receiving a bill from the IRS instead of a big refund, you’re not alone.The Government Accountability Office estimates that about 2 in 10 taxpayers will owe money to the IRS.While it might be too late to do anything about this year’s bill, there are steps you can take now to ensure next year’s tax season treats you better.Adjust W-4 withholding: Review your W-4. Check the withholding calculator on IRS.gov to figure out if you have the right number of personal allowances on your W-4. After the passing of the new Tax Cuts and Jobs Act, the IRS and U.S. Department of the Treasury changed the withholding guidelines employers use to determine how much income tax to deduct from paychecks. The result was an increase in your paycheck. Those who didn’t adjust the personal allowances on their W-4 accordingly, may have had too little income tax taken out of each paycheck. It’s always a good idea to make adjustments when there is a major life event like marriage or having a child.Review your tax filing status: Did you select the best tax filing status? The one that will keep the most money in your account? There are five to choose from: single, head of household, married filing separately, married filing jointly and qualified widow. Your filing status determines your tax rate and deduction eligibility.Do your research: Have you opened accounts that provide tax breaks such as 401(K)s, Individual Retirement Accounts, Health Savings Accounts and 529 accounts, to name a few? Do you know your tax bracket? Don’t be afraid to explore various educational resources to help you make sense of your taxes.
The Batesville Lady Bulldog Softball team defeated Rushville last night by a score of 3-2 in 8 innings.The Bulldogs got on base early in the 1st inning when Laker singled to center with a base hit, but was thrown out on the next pitch as she attempted to steal 2nd. A strike out by Burkhart ended the 1st inning for the Bulldogs. A walk by Muir #14 to start the game for Rushville and a single to left field put runners in scoring position early. A 6-5 play on a ground ball forced Muir out at 3rd. A pop up behind home plate and catch by Cornn outed Kuhn, and a ground out by Muir #10 ended the inning with no runs scored.The Bulldogs were held scoreless in the 2nd and 3rd innings while Rushville scored 2. The first came after Muir #14 singled to left field and then reached 2nd on an error by the Bulldogs attempting to throw her out stealing. A single to center field by Hamilton scored Muir on another error by the Bulldogs attempting to throw her out at home and allowed Hamilton to reach 3rd base. A sacrifice fly by Marquez scored Hamilton. Two ground outs later ended the inning.The Bulldogs scored one run in the 4th inning after Obermeyer walked and Wilson tripled to CF to score courtesy runner Nunlist. The Bulldogs score their second run in the 6th inning after Waechter reached on an error and advanced to 2nd. Wilson singled to center advancing Waechter home.A pitchers duel ensued through the 7th and into the 8th inning. After a strike out by Cornn to start the 8th, Westerfeld walked and courtesy runner Nunlist advanced to 2nd after a wild pitch. Garcia sacrifice bunted successfully to advance Nunlist to 3rd. Laker singled to left field scoring Nunlist. A Rushville strike out and two fly outs ended the game.Westerfeld led the team in pitching with 4 strikeouts and no earned runs coming in to relieve Obermeyer in the 4th inning. Wilson led the team at the plate with 2 hits (single and triple) and 2 RBIs. Laker finished with 3 hits and an RBI. Garcia had 3 hits, Obermeyer 2 hits and 2 walks, and Burkhard ended with a hit. Wilson ended the game with 9 putouts while Burkhart finished with 6 assists.Rushville looked a whole lot better defensively than they did last week and they made it very difficult to score runs. Westerfeld did a great job of shutting their hitters down when she came in to start the fourth inning.‘This was a great win for us as we move to our last week of regular season softball with 4 games next week.’ Bulldogs Coach Randy Obermeyer.Next up – Connersville on Monday at home with a 5:30 PM start.The JV Lady Bulldogs traveled to Rushville Thursday evening and defeated the Lady Lions by a score of 13-2. The Lady Bulldogs capitalized on solid hitting and terrific pitching to earn the victory.Batesville was first on the board in the top half of the third when they scored six runs off of eight hits in the frame. They would go on to add five more in the fourth and another two in the fifth. Rushville would get on the board but not until late in the bottom half of the fifth where they scored two runs. The Lady Bulldogs ended the game by getting an uncharacteristic 4-3-2-6 double play. Solid defense was key on the night as the Lady Bulldogs only committed a single error.The Lady Bulldogs pounded out 16 total hits on the evening with Gwen Martin leading the way slugging out three singles, two runs scored, and an RBI. Abby Westerfeld, Chloe Saler, Hannah Nunlist, Anna Gerth, and McKenzie Laker all had two hits a piece while Kylie Laker, Ainsley Phipps, and Zoe Peters each had one. Westerfeld led the team with three runs scored while Nunlist and Phipps contributed with three RBI’s a piece.Kylie Laker was excellent in her first start of the season going all five innings for the Lady Bulldogs punching out seven Lady Lions hitters.The win improves the JV Lady Bulldog record to 6-7 on the season. Batesville JV softball will next be in action Tuesday evening at home against the visiting Milan Lady Indians. First pitch will be immediately following the varsity game.Courtesy of Bulldogs Coach Stacey Kessens.
Press Association Berbatov has been allowed to travel to Monaco for a medical ahead of a potential loan move to the Ligue 1 side. The Cottagers have replaced him with the highly-rated Mitroglou, who has moved to Fulham from Olympiacos for an undisclosed fee Fulham have moved to replace Dimitar Berbatov by completing the signing of Greece striker Kostas Mitroglou. He has found the net just four times in the Barclays Premier League and his agent indicated that his client was unhappy at Craven Cottage shortly after the sacking of Martin Jol. A move back to Spurs, where he is adored by the club’s fans, would have been an ideal scenario for Berbatov. But a transfer to Monaco would still be a good move for the former Manchester United man. Berbatov was due to undergo a medical at Monaco, who sit second in Ligue 1, on Friday afternoon. If he passes that, he will sign on loan until the end of the season, when his contract with the Cottagers expires. Fulham have been one of the busiest clubs in the market on deadline day. The west London club snapped up Lewis Holtby on loan until the end of the season and have also lodged a bid for Swansea defender Neil Taylor. The Cottagers also announced on Friday morning that defender Aaron Hughes had joined Sky Bet Championship club QPR on a free transfer. Press Association Sport understands Fulham are hoping to bring in at least three more signings before the deadline. Holland international John Heitinga is currently finalising a move from Everton, while Manchester United youngsters Larnell Cole and Ryan Tunnicliffe appear close to signing. West Ham were interested in signing Mitroglou but the 25-year-old has opted to move to Craven Cottage instead. Mitroglou has signed a four-year contract with the west London club. The striker began his career in Germany, but moved to Olympiacos in 2007. He has enjoyed a superb season so far, scoring 14 league goals in the Greek Super League. In total the forward scored 62 goals in 148 appearances for Olympiacos Fulham manager Rene Meulensteen will hope that Mitroglou can fill the void left by Berbatov, who has struggled for form recently. Berbatov joined Fulham in August 2012 and enjoyed a successful first season with the club, scoring 15 goals. This season has been a different story for the Bulgarian, however.