How I’d double my money investing in stocks and shares

first_img See all posts by Harshil Patel I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares How I’d double my money investing in stocks and shares “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Simply click below to discover how you can take advantage of this. Harshil Patel owns shares in Scottish Mortgage Investment Trust, Fundsmith Equity, Amazon and Tesla. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK owns shares of and has recommended Amazon and Tesla and recommends the following options: long January 2022 $1920 calls on Amazon and short January 2022 $1940 calls on Amazon. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Harshil Patel | Monday, 3rd May, 2021 | More on: SMT I aim to double my money every five years by investing in stocks and shares. Putting it another way, I aim to achieve an annual total gain of 15%. There’s a neat maths shortcut to approximate how long it will take to double my money called the rule of 72. Essentially, divide 72 by your annual gain to calculate the doubling time.The long-term average return from investing in stocks and shares is said to be around 8% to10%. Of course, past performance doesn’t guarantee future returns. But the period of average returns encompasses a range of scenarios including several wars, international catastrophes, and stock market bubbles.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…How I’d start investing in stocks and sharesInvesting in stocks and shares should be a long-term activity, in my opinion. There can be a greater element of risk involved during shorter timeframes. I try to invest for several years at the very least.This can mitigate fluctuations caused by some of the shorter-term economic, political, and psychological factors that affect stocks and shares.If I was starting again, I would begin my investing journey with carefully selected funds and investment trusts. I would look for funds that are global, diversified, and with competent managers.Top fundThere are a few options that would currently be at the top of my list. Firstly, I’d invest in Fundsmith, run by veteran portfolio manager Terry Smith. The past 10-year gains have been exemplary, in my opinion. At an average annual return of 18%, the fund performed very well.  Fundsmith focuses on quality and profitability. The fund only invests in high-quality businesses that can sustain a high return on capital employed. The companies must also have business advantages that are difficult to replicate. Once found, Fundsmith aims to hold these investments for a long period.Bear in mind, to meet stringent selection criteria, the portfolio is relatively concentrated. It holds between 20 and 30 stocks. This is fewer than many other funds and it could affect fund performance if one of the holdings were to significantly underperform. That said, given the high quality of the holdings, it’s not a major concern for me.Top investment trustIn the long term, I’m a great believer that technology will drive human progress forward. Computing power should rapidly increase over time and this could have large implications for multiple industries. Which industries will the next generation of winners come from?Tom Slater, joint manager of Scottish Mortgage Investment Trust (LSE:SMT) thinks healthcare, transport, transactions, and food delivery are the sectors to watch.Investing in stocks and shares from these industries could be rewarding over the long term. This actively managed investment trust has performed incredibly well, by any standard. Its average annual return over the past five years is 38%, and over the past 10 years is 24%.Holdings, including Tesla and Amazon, helped propel the trust to grow by 90% over the past year.A word of warning, however. The holdings are typically high-growth companies. As such, these stocks can be more volatile. As disruptors, they can experience setbacks in addition to breakthroughs. A change in market sentiment towards high-growth stocks can also have an amplified effect on a technology fund like Scottish Mortgage.That said, as a long-term investor willing to hold investments for over five years, I’m happy for it to form a core part of my portfolio. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!last_img read more

Cardinals 18, 49ers 15: Defense blows fourth-quarter lead

first_imgClick HERE if you’re having trouble viewing the gallery on your mobile device.GLENDALE, Ariz. — As ugly as it started, it ended even uglier for the 49ers, who lost their sixth straight game Sunday and had a win slip from their grasp in the final minute.The 49ers blew a 15-3, fourth-quarter lead against the the league’s worst offense as the Arizona Cardinals rallied for an 18-15 victory.“It’s tough. Guys are really hurting in there and they should be. If they weren’t, something’s wrong with …last_img

Crabs fall despite Butler’s dominate day

first_imgDavonte Butler pitched a no-hitter through seven innings but it wasn’t enough for the Humboldt Crabs as its offense never got going in a 2-1 loss to the visiting Seattle Studs, Saturday night at the Arcata Ball Park.Despite an eight-strikeout, four-walk no-hitter through seven innings from Butler the Crabs couldn’t keep the Studs off the board as a pair of errors — two pass balls which escaped Crabs catcher Aidan Morris — advanced the Studs’ Antonio Henrickson to third base with one out.A few …last_img

Small Wonder: Tubulin Visualized Up Close

first_imgScience Daily printed a neat story about microtubules, complete with a 3D visualization of how the protein components are arranged.  They are not just ropes or chains, but complex cylinders of precise parts.  Scientists are starting to get an idea of why they continually grow and shrink within the cell.  The process allows them to “explore their cellular environment to find their goals,” and is coordinated by numerous genes and protein parts.  Microtubules form the cell’s superhighway (see 04/13/2005 and 12/04/2003 entries), and are also critical in cell division for winching chromosomes into the daughter cells (see 04/30/2005 entry).We like to keep pointing out research projects with no need for mentioning evolution, that fit within a design approach.  The cell provides plenty of examples.  Here are two more: waterwheels (12/22/2003), quality control (12/20/2003), and many, many others in the chain links on Cell Biology and Amazing Stories.  Every person, from philosopher to man on the street, should ponder such things.(Visited 3 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Cover crops following prevented planting

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Growers who opt not to plant corn or soybeans this year because of consistently wet fields would be best off not leaving those fields bare, according to an expert at The Ohio State University.A bare field is a vulnerable field, subject to losing its valuable, nutrient-rich layer of topsoil because wind can blow the topsoil away and rain can wash it away, said Sarah Noggle, an educator with Ohio State University Extension, the outreach arm of Ohio State’s College of Food, Agricultural, and Environmental Sciences (CFAES).And a field without a crop is an open invitation for weeds to take over, making it harder to prevent weeds the next time a crop is planted there, Noggle said.Planting a cover crop such as oats, buckwheat, or cereal rye to have something on the field is a wise choice, she said. In addition to helping slow soil erosion, cover crops can improve soil health.Nationwide, more farmers are planting cover crops. The national cover crop acreage increased by 50% over the past five years, according to the 2017 Census of Agriculture.“Cover crops can be a good way to take advantage of an otherwise unfortunate situation,” Noggle said.This spring, many Ohio farmers are having to consider what to do with fields where they normally would have planted corn or soybeans. The wettest yearlong period in Ohio on record has left regions across the state consistently saturated, delaying or preventing growers from being able to plant in them.Farmers nationwide are facing obstacles to planting because nationwide rainfall totals have also topped records.Some Ohio farmers who typically plant corn, soybeans, or both could choose not to plant either and instead, file insurance claims so that they can gain some earnings rather than risk planting in mud.Up to one-third of Ohio’s acres that normally have soybeans or corn growing on them could be left unplanted, said Ben Brown, manager of CFAES’ Farm Management Program. Much of the unplanted acres will be in northwest Ohio, the region of the state that has been the hardest hit by rain this spring.Only 68% of Ohio’s corn crop and 46% of Ohio’s soybean crop had been planted as of June 17, according to a U.S. Department of Agriculture report. Typically by now, Ohio’s corn acres have been entirely planted and nearly all of the state’s soybean acres have been planted.“We want to plant. That’s what we do as farmers,” Brown said. “So it’s a ridiculously hard decision not to plant.”If a farmer decides not to plant corn or soybeans this season, he or she will be ineligible to receive federal aid through the Market Facilitation Program (MFP). The program is aimed at helping offset farmers’ losses as a result of the recent overseas tariffs on U.S. goods, including corn and soybeans.But farmers who plant a crop such as soybeans as a cover crop and don’t harvest it might still be able to collect a minimal MFP payment, Brown said. However, there’s a stipulation: The soybean cover crop has to be grown on land that had been intended to grow corn.While there’s still time in the growing season to plant soybeans, how many acres will be planted in Ohio and across the Midwest is uncertain. Much of that hinges on the weather. Above-average rainfall is predicted for the rest of the month, and national predictions call for July and August to be wetter than normal across much of the country.To help select a cover crop, visit go.osu.edu/covertheland.last_img read more

Batter Up! Enterprise Giants and the Games They Play

first_imgA Web Developer’s New Best Friend is the AI Wai… Top Reasons to Go With Managed WordPress Hosting Related Posts 8 Best WordPress Hosting Solutions on the Market alex williamscenter_img Tags:#cloud#cloud computing The big guns of the technology world are sometimes like that aging baseball team making another run for the World Series.The baseball team’s roster is filled with stars in the later part of their careers. They are not as fast as the younger players they oppose. But they sure have experience and enough knowledge to know exactly how to exploit the weaknesses of those kids with the big bats and strong arms.In the world of cloud computing and the enterprise, companies like IBM, SAP and Oracle represent the older, more seasoned players. They have great technology. They innovate to some degree but not at the pace of the younger, agile (no pun intended) pure play providers.Appirio has written a two-part series that explores the issues customers face when considering a cloud computing service.Of course, Appirio has its own agenda. The company provides services to implement, build and manage cloud environments for. The platforms they work with include Salesforce.com, Google and Amazon. So, it’s no surprise that they critique companies that have a history of providing enterprise software.In the first part, Appirio makes a distinction between public and private clouds. The second post provides its own view about the more established players.Appirio makes three observations about the games the entrenched players are now making:Name Everything the SameWe see that a lot. Appirio points out IBM and SAP. We’re told it’s about branding but making sense of it all helps muddy the waters. Baseball Analogy: Established technology companies have any number of pitches in their arsenal. They throw a particularly good knuckle ball. Our view: It’s not as diabolical as it seems. Technology companies need to grow as much as the startups do. They have shareholders who hold them accountable on that score. It is, though, a way for companies to obfuscate what it really is they provide in the cloud.Claim Progress Through StandardsThis one is tough to judge. The cloud computing world does need standards to make interoperability a reality. But standards issues can be a bit like a slow moving chess match. Case in point is the Open Cloud Manifesto.Baseball Analogy: A veteran team knows how to slow the game to a crawl. Lots of pitching changes. Goal is to throw the other team off.Our view: Standards can be used by the new players as much as the older established companies. Most all, new and old, are guilty of poor interoperability. Chess is a thinking man’s game. Standards are, too.Develop a Few innovative SolutionsEstablished technology companies do innovate but will often mix its developments with legacy services, making the on-premise offerings look like it has a cloud connection. We see this all the time. Baseball Analogy: Don’t mess with the starting team but do beef the line up a few promising players from the minors.Our view: You see this approach with companies that are considered relatively young. Salesfroce.com is criticized for strapping on new features to10 year old technology.How to RespondBut how to respond when facing the dizzying marketing barrage presented by the veterans of the gamer?Appirio makes three points worth considering when going to the cloud. It’s the last point that we think makes a lot of sense:Use pure plays to increase knowledge, get real benefit and put pressure on legacy vendors – We have had many prospects and customers begin to explore public cloud apps like Google simply to place pressure on their legacy vendors (Microsoft Exchange or Lotus Notes). In some cases, this resulted in dramatically lower renewal costs of those products; in others it led to a deeper understanding of and eventual selection of Google Apps. Either way, it’s a clear benefit to the enterprise. And over time it inevitably increases the rate of adoption of the solutions delivering superior value (i.e. the cloud).We agree that established companies do take steps to develop the next generation of technology. But they have a lot to protect, too. The young companies are exciting and have the capability to serve the enterprise. But do remember they are young and are more susceptible to ever present disruptions to the market.But in either case, now is the time to move forward with cloud computing, no matter if you choose the veteran or the new upstart. The times are changing fast. It’s not the time to live by the time worn and well known refrain made famous by Brooklyn Dodgers fans:“Wait ’till next year.” Why Tech Companies Need Simpler Terms of Servic…last_img read more

Google Is Rebooting Its Troubled Digital Wallet On The Web

first_imgWhat’s in Google’s Wallet?Under the Wallet name, Google has been mostly selling failure. It’s offered a confusing array of payment services—most notably, a way of paying for items in stores by tapping your smartphone to a device on the counter.That in-store payment service has been, let’s say it, an outright disaster. But Google is sticking with Wallet—at least in name—with two new services unveiled Wednesday at Google I/O, its annual developer conference held this week in San Francisco.The first, Google Wallet Instant Buy, allows developers—the focus of Google’s efforts of late—to build Wallet as a checkout option on mobile apps, sparing the agonizing dozens of steps required to input a credit-card number, billing address, and other information needed to buy.The other, like eBay’s PayPal service, lets Google Wallet users send money via email.Eyes On The Payment PrizeGoogle has long aimed to become a payments player. It knows that many of its searches drive people to e-commerce sites where they conduct transactions. Handling the actual purchase would give it the ultimate informational signal that an ad is effective.And Google accepts billions of dollars of payments a year—though mostly from small businesses buying search ads, rather than from transactions in goods and services.More recently, though, the growing number of Android smartphones has created a base of consumers who have signed up for Google Wallet—whether they realize it or not—in order to buy apps and digital content on the Google Play store.Google hoped to extend that consumer base into purchases in retail stores, but it made a series of bad choices, from the NFC wireless hardware it insisted on to the executives it chose to oversee the project. (Two have left, and one has taken a new, unspecified assignment within the company.) Very few merchants ended up accepting Google Wallet in stores, and very few consumers ever had access to it.There were rumors that Google was going to unveil one more run at retail payments at I/O by rolling out a plastic Google Wallet card—essentially a regular credit card, linked to a user’s Google Wallet account, for buying things anywhere MasterCard was accepted. But that product reportedly ran into glitches, and the most recent head of Google’s payments push, Osama Bedier, left the company.Back To The WebBy bringing payments back to its Web roots, Google is essentially mimicking the architecture of PayPal. The main reason for offering email payments seems to be feature parity with PayPal. But Google has one big advantage over PayPal—namely, its ability to build Wallet into every Android phone and its hugely popular Gmail service.Right now, the in-app Wallet checkout feature seems geared for e-commerce on the go, rather than purchases in stores. But it’s easy to imagine this new instantiation of Google Wallet getting used in stores, too.How would this work? Think of how Apple lets you pay for Apple Store purchases with an app, charging a stored credit card. Or how Square lets you buy a coffee by saying your name—no card swipe required. Or how you can get a ride in an Uber town car without having to sign a paper slip.Could Google help merchants build apps that allow customers to pay for purchases without digging into their pockets—no credit-card swipe or smartphone tap required? This makes the most sense for ordering items ahead of time for pickup. But it would be simple to speed that up. Maybe Google Wallet would generate a virtual gift card that old-fashioned cash registers could scan.The threat to Google’s never-fading payments dreams is that others may get there first. Braintree and Stripe are already popular with app developers, and work on more than just Android. Meanwhile, Square, PayPal, Groupon and others are colonizing retail checkout counters with iPads.Those rivals should not rest easy, however. Google has shown a stubborn determination to enter the payments business that it hasn’t demonstrated with other more experimental projects. And with these latest products, sensibly designed around how developers and consumers actually want payments to happen, it may have finally gotten its cards laid out straight. Role of Mobile App Analytics In-App Engagement owen thomas Tags:#Google IO13#Google Wallet#io13#Mobile Payments#online payments#Payments Why IoT Apps are Eating Device Interfacescenter_img Related Posts What it Takes to Build a Highly Secure FinTech … The Rise and Rise of Mobile Payment Technologylast_img read more

Video Editing Goes Mobile (and Simple) with Videolicious

first_imgAnother mobile video startup enters the ring with the relaunch of mobile video editing app Videolicious. So, how do ‘simple’ editors effect the future?As the technology behind video editing gets more complex – more effects, more customization, more OPTIONS – there’s also a push to make things more simple.  Simplicity is the key behind Videolicious, a mobile app that aims to be a video editor for users with NO prior editing experience.The app is geared towards individuals looking to create quick educational or promotional videos (event, sales or blog videos for example).  The app is picking up interest from investors too, with the creators recently receiving $1.4 million in startup funding.Videolicious is currently a freemium model, where users can download the app for free but pay $5 or $10 a month plan to get more advanced features like longer videos and more storage.Although the app clearly doesn’t have the same capabilities of more full-featured professional video editing applications (Avid, Premiere Pro, etc), it’s interesting to consider what effect an app like Videolicious may have on the post-production industry.  If users with NO experience, are able and empowered to create their own videos, might this take business away from the professional video editing market?  Surely the quality of the product would not be comparable, but a client looking to save some money might think “I can just shoot and edit this project myself!”When FCPX was released for $300, that seemed to be a concern to many video editors.  Historically post production apps and hardware were priced so that they were accessible solely to professionals.  Further, FCPX was being touted by some editors as a “dumbed down” version of past versions. Lower costs and consumer platforms mean an even bigger marketplace of self proclaimed “pro editors”.  Does this threaten/scare those that edit videos for a living?**More info at Techcrunch: “Videolicious Relaunches Its App For Mobile Video Editing, Raises $1.4 Million from Amazon and Others.“Does the over simplification of video editing “dumb down” the craft?Let us know what you think in the comments!last_img read more

The breeding ground

first_imgWrestler Anita celebrates after winning gold.Over a dozen of the gold medals India won at the 19th Commonwealth Games came from athletes from Haryana which has made sports an attractive career option by offering a viable support system to sportspersons. The Bhupinder Singh Hooda Government has, in the past two,Wrestler Anita celebrates after winning gold.Over a dozen of the gold medals India won at the 19th Commonwealth Games came from athletes from Haryana which has made sports an attractive career option by offering a viable support system to sportspersons. The Bhupinder Singh Hooda Government has, in the past two years, directly appointed 11 deputy superintendent and inspector level officers in the state police from the pool of sportspersons who have done well at international stage.The latest is wrestler Sushil Kumar who won gold at the World Wrestling Championship in Moscow this year. The Government’s cash prizes are not only for athletes but also for coaches. Apart from this, various academies and specialised training venues have been developed.Wrestler Geeta celebrates after winning gold.”We have developed 171 rural stadiums in Haryana,” says Hooda as he watches from the gallery an all-Jat women discus team do a clean sweep. Arjun Awardees from the state also get a monthly pension of Rs 5,000.It is, of course, ironic, that in a largely feudal social system, fathers encourage their daughters to take up sports, like the 55-kg freestyle wrestling gold medalist Geeta who along with her sister, was mentored by their father. Jawaharlal Nehru University sociology professor Surinder S. Jodhka feels that the sporting culture is not alien to rural India and tribal areas.Krishna Poonia and Harwant KaurSports like archery are age-old traditions among the tribes in Jharkhand while akharas are ideal training ground for budding wrestlers in Haryana. Greater connectivity, television and phones have ensured that rural youth, both boys and girls, are at the heart of this change.Talent is all around and regional universities play a great role in harvesting them. “If we can integrate local activities with national level sports, the take-off point will soon be reached in Indian sports history,” says Jodhka.advertisementlast_img read more