Accountability is key to cannabis lending

first_imgTony Gallo, managing partner of the Dallas-based Sapphire Risk Advisory Group, has been involved with retail businesses for more than 30 years and the cannabis industry for the last four. He suggests that financial institutions deal with cannabis businesses as they would any other high-risk business, such as those selling liquor, jewelry, firearms and tobacco.“There are lots of similarities with the Big Four,” he points out. As with them, credit unions should look into their cash management strategy before opening depository accounts for a cannabis business. It’s especially important to understand what mechanisms they have in place for security. How are they transporting cash? In addition, have they had any robberies or internal theft problems? Are they following all the rules set by the state? Are they following best security practices?Most states that allow cannabis use for any purpose (see map of states and what they allow) have applications to run a related business that require completing several hundred pages of paperwork. Just the security section of the application may be 40-60 pages. Looking at a business’s application gives a credit union a very good snapshot of that enterprise. Gallo’s company’s Texas security application section for pot businesses is about 50 pages long. “You have to be much more involved in your cannabis security planning than most businesses,” he says. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Southport apartment buyers choose convenience and affordability

first_img101 Pohlman Street marks Choice Homes’ first foray into Southport. More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North6 hours ago02:37International architect Desmond Brooks selling luxury beach villa1 day ago101 Pohlman Street marks Choice Homes’ first foray into Southport.“The suburb of Southport has seen unprecedented growth and a dynamic transformation in recent years,” Mr Knight said. “With the Broadwater, rejuvenation of shopping and dining precincts, entertainment, transport and world-class education institutions, it’s really coming into its own. “We created 101 Pohlman Street to take advantage of all this and all the action in the lead up and beyond the Gold Coast 2018 Commonwealth Games.” 101 Pohlman Street marks Choice Homes’ first foray into Southport.SIX apartments in a new Southport development have sold before being released to the market.The development, at 101 Pohlman St, marks Choice Homes’ first foray into the suburb.It features 12 two-bedroom apartments and six one-bedroom apartments, with all six one-bedroom apartments snapped up.Choice Homes director Troy Knight says demand for convenient and affordable housing in the area is growing significantly.center_img 101 Pohlman Street marks Choice Homes’ first foray into Southport.Each apartment features custom-built cabinetry, stone benchtops, chrome fixtures and quality appliances.Two-bedroom apartments start at $470,000.last_img read more

Hapoel Ra’anana sign Nigerian teenager Olawale

first_img Promoted Content10 Risky Jobs Some Women DoThis Guy Photoshopped Himself Into Celeb Pics And It’s Hysterical8 Things You Didn’t Know About CoffeeBest & Worst Celebrity Endorsed Games Ever MadeRidiculously Expensive Things The Rock Spends His Money On6 Extreme Facts About Hurricanes6 Ridiculous Health Myths That Are Actually True10 Awesome TV Series That Got Cancelled Way Too Soon6 Most Unforgettable Bridges In The World6 Incredibly Strange Facts About HurricanesThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreLil Nas X Is About To Beat A World Record! Loading… Nonetheless, he signed for the Israeli outfit for an undisclosed fee. The Liga Leumit side confirmed the news via their official Twitter handle which read: “We are pleased to announce the signing of 18-year-old winger Peter Olawale. “Olawale, a former player of the Nigerian U17 national team was wanted by renowned teams like Borussia Dortmund and Besiktas but finally chose to sign with Hapoel Raanana.” Speaking about the move, the striker tweeted: “I’m proud to join Hapoel Raanana FC where I believe my talent will be fully groomed for a greater future. I promise to put in my very best to justify the club’s trust in my abilities. I’m happy to be in Israel.” Hapoel Ra’anana have confirmed the signing of Nigerian teenager, Peter Olawale, from Tripple 44 Academy. Following an impressive outing at the 2019 U17 Fifa World Cup staged in Brazil, where the Golden Eaglets crashed out in the Round of 16, the striker attracted interest from a host of European teams like Borussia Dortmund, Lille, Galatasaray and Anderlecht. His manager and mentor, Samuel Olatunji-Okuku, added: “Olawale is a classy player who is blessed with enormous talent and can be used in various attacking positions by Ra’anana. “He has been under my watch for over three years and I can beat my chest when it comes to his technical skills as well as good physical toughness. “In Israel, he will gain valuable experience and hopefully in no time, he will be set for a move to any of Europe’s big teams.” At the Karnei Oren Memorial Field, he is expected to develop his all-round game, while he will be relied upon for goals in the 2020-21 campaign – as the club chase a return to the Israeli top-flight following their demotion in the 2019-20 season. read also:NFF stops Beach Eagles from international outings Meanwhile, Olawale began training with Gal Cohen’s team where he scored four goals in a practice match. He becomes the third African in the Hapoel Ra’anana after compatriot Bede Osuji and Gambian forward Ousman Marong. The youngster will feature in his first competitive game when Beitar Tel Aviv Bat Yam welcomes Hapoel Ra’anana to the Ness Ziona Stadium as the Israeli league commences on September 2. FacebookTwitterWhatsAppEmail分享 last_img read more

Warriors rally past Corcoran; Northstars top West Genesee

first_imgThe Cougars responded with a drive of its own, quarterback T.J. Harness finding the end zone from seven yards out, and that drive seemed to spark Corcoran’s defense, too, as it shut down Liverpool for the rest of the half.Pinned deep in its own end in the second period, the Warriors surrendered points when Ronin Ingersol intercepted Mancuso and returned it 22 yards for a touchdown. And that confidence carried over as, early in the third quarter, Corcoran drove to the Warriors’ one, from where Skyler Willis converted to make it 21-7.Everything changed, though, when Harness was forced to the sidelines with an injury. No one else had done as well against the vaunted Liverpool defense, and his absence rattled the Cougars, who promptly turned it over twice. Tags: C-NSfootballliverpool One fumble, recovered on the Corcoran 25, led to a short drive Malachi Upshur, taking direct snaps from center, scored from five yards out. Even more important was the botched extra-point attempt that an improvising Jeremy Sisto turned into a two-point pass to Hahmier Williams-Borges.Within seconds, the Warriors were threatening again as it pounced on a fumbled Cougars kickoff. Again Upshur scored on a five-yard run, and Mancuso’s successful extra point gave Liverpool the lead.The rest was done by Liverpool’s defense, which like so many other times this season remained strong deep into the fourth quarter, an encouraging sign as the Warriors are back home next Friday to face Nottingham.Meanwhile, at Bragman Stadium, Cicero-North Syracuse continued its revival following a 1-2 start, earning its second consecutive victory as the Northstars defeated West Genesee 21-10.Far less was at stake here than it was when C-NS beat the Wildcats in the 2018 Section III Class AA final at the Dome. Instead, the main question was whether WG’s defense could do anything to contain Northstars running back Mike Washington, who had burned Fayetteville-Manlius for 261 yards and three touchdowns the week before.That task for the Wildcats proved successful at first, but early in the second period, Washington, from midfield, broke through WG’s front line and dashed 50 yards to the end zone for the game’s first points.That, along with Domenic Isabell’s 20-yard touchdown pass to Adron Pafford with 40 seconds left in the half, helped C-NS establish a 14-0 advantage going into the break.But the Wildcats didn’t go away. WG put together a pair of drives in the third quarter as Exavier Brumfield scored on a one-yard plunge and, a few minutes later, it moved inside the Northstars’ five again.This proved the game’s turning point, for C-NS made a big defensive stand and held WG to a 19-yard Riley Small, which cut the margin to 14-10, but the Wildcats would not score again.Once more, the Northstars returned to its air attack. From his own 19, J.J. Razmovski threw deep and found Pafford, the scoring play covering 81 yards, a big play from which WG never recovered.Now C-NS is 2-1 in the Class AA-2 division, tied with Baldwinsville, whom it faces next Friday at Pelcher-Arcaro Stadium. Utica Proctor is 3-0 and in first place, and the Northstars close the regular season against the Raiders on Oct. 18. Share this:FacebookTwitterLinkedInRedditComment on this Story Put to its biggest test this season, the Liverpool football team found the will to battle back and, by doing so, moved a lot closer to back-to-back league championships.The Warriors found itself down 14 points to Corcoran in Friday night’s first-place Class AA-1 division showdown before it took advantage of the Cougars’ mistakes, along with an untimely injury, to pull out a 22-21 victory.At 4-0 and no. 15 in the state Class AA rankings, Liverpool carried plenty of confidence to Corcoran, and was impressive in putting together a first-quarter scoring drive that Brendan Mancuso finished off with a one-yard scoring plunge.last_img read more

Mack All-Stars claim district title

first_imgThe McKinleyville 8-10 Little League All-Stars clinched the district and section championships this past week, advancing to this weekend’s Northern California state tournament in Palo Alto.The Mack All-Stars opened play at the state tourney against Porterville on Saturday, falling 10-3.They will try to rebound against Fair Oaks Orangevale this afternoon at 4 p.m.last_img

Check Out These 5 Super Simple Tips for Shooting Better Footage

first_imgStruggling to get a better composition? Here are five simple ways you can take your film or video project to the next level.If you’re like me, one of the biggest challenges you’ll face as a filmmaker is making something basic look cinematic. It’s a struggle I face on most shoots, but through trial and error, I’ve developed a  few simple tricks that can make all my coverage look much better in only a few seconds.5 Simple Tips for Better Footage1. Walk around to find the best positionTry filming your subject from a different position. If you’re shooting with the sun, try shooting against it to create depth and atmosphere.2. Zoom-in for a shallow depth of fieldZoom your lens into a tighter focal length, then take a few steps back to compensate for the scaled in frame size. This will create a shallower depth of field. It puts extra focus on your subject, and create a nice soft background. 3. Lower your frame to change perspectivePosition your camera at eye level with your subject. I even like to lower my it so that the camera is against my chest or stomach. This changes the perspective and makes your shots more stable.4. Add subtle movementAdd motion to your footage — I like to apply a subtle move. This can be anything from slightly swaying the camera side-to-side to a smooth sweep around your subject.5. Shoot in slow-motionPut it in slow-motion! Capturing 60fps or more will give you some room to play around when editing. You can simply speed the footage back up if you are working in a 24 or 30fps timeline.last_img read more

Politicos divided on resuming cricketing ties

first_imgEven as the cricket boards of India and Pakistan celebrate the resumption of cricketing ties between the two countries, the political class has been caught on the backfoot. Some of the political parties are speaking in multiple, even contradictory voices on the issue.The Congress was cautiously supportive of the move. Party spokesperson Manish Tewari said, “The matter is in the domain of the BCCI. We maintain that politics and cricket should not be mixed.”AICC general secretary Digvijaya Singh was more vociferous in his approval: “There should not be any politics in games. Cricket match(es) will help improve Indo-Pak relations.” But the party’s Maharashtra unit chief Manikrao Thakre disagreed. “The BCCI can’t take a different view from the public,” he said.The BJP’s response was lukewarm. Its spokesperson Shahnawaz Hussain said: “The Pakistan cricket team had come to India earlier for the World Cup. The team of terrorists involved in the 26/11 attack should also be brought to India.”The BJP’s position appears to have been complicated by the fact that some of its leaders are involved in cricket administration. Moreover, two of the proposed venues – Delhi and Dharamsala in Himachal Pradesh – fall under state cricket associations headed by BJP leaders Arun Jaitley and Anurag Thakur.The RSS was, however, caustic in its outrage. In a long comment spread across three tweets on its twitter handle, the RSS mouthpiece Panchajanya said: “How can we have Indo-Pak match on Indian soil when perpetrators of 26/11 are being protected in Pakistan…?”advertisementThe Shiv Sena, which has been a vocal opponent of allowing Pakistani cricketers to play in India, took a similarly combative stand. “If matches are held in Mumbai, the Sena is going to oppose it,” party spokesperson Sanjay Raut said.In a rare moment of unanimity, Samajwadi Party’s Maharashtra unit chief Abu Azmi echoed the Sena’s views. “Pakistan is a culprit in Mumbai. How can we have sporting relations with them?” he asked.last_img read more

Nottingham Test: England close Day 2 at 43/1 after skipper Alastair Cook departs cheaply

first_imgAlastair Cook’s batting woes deepened when he was bowled for five as England closed day two on 43-1 in reply to India’s mammoth 457 in the first test at Trent Bridge on Thursday.Cook, averaging 25 since his last century 14 months ago, could not take advantage of a batting paradise as he shuffled too far across and exposed his leg stump to fast bowler Mohammed Shami in the fourth over of England’s first-innings reply.Fellow opener Sam Robson was 20 not out and Gary Ballance on 15 at stumps.Earlier, India tailenders Bhuvneshwar Kumar (58) and Shami (51 not out) posted career-best scores in a last-wicket partnership worth 111 runs.They frustrated England, which expected to be batting much sooner after taking four wickets for two runs swiftly after lunch to leave India on 346-9.last_img read more